Category: Uncategorized

Capital Gains Tax (CGT) might not be the most exciting part of owning assets, but managing it effectively can make a huge difference to your financial health. Whether you’re selling property, investments, or other valuable assets, navigating CGT can feel like a complex puzzle. That’s where Black & White Accounting comes in. As a dynamic…

In the fast-paced world of business, understanding the foundational documents that govern your company is crucial. One such document is the Articles of Association (AoA). At Black and White Accounting, we’re dedicated to helping you navigate the complexities of business regulations, ensuring your company is set up for success. Let’s dive into what Articles of…

Selling your business is a major milestone, and whether you’re looking for a fresh start or planning your retirement, preparing your business for sale is critical to getting the best possible price. If you’re an individual or business owner in the UK thinking about selling, here’s an exciting step-by-step guide to help you navigate the…

Being a shareholder in a company offers you a stake in its financial success—but what if you’re not a director? Can you still influence the business? What exactly are your rights and responsibilities? At Black and White Accounting, we know that understanding the relationship between shareholders and directors is key to navigating your role effectively.…

For property businesses in the UK, understanding the difference between revenue and capital expenses is key to managing your finances and maximizing tax efficiency. If you’re an investor, landlord, or developer, knowing how HMRC treats these costs can save you money and keep your business on the right track. Let’s dive into the distinctions between…

Family businesses are the backbone of the global economy, contributing significantly to employment and economic growth. In the UK, family-run businesses range from small start-ups to large, multi-generational companies. While working alongside loved ones offers many benefits, family businesses also come with their own unique set of challenges. If you’re involved in a family business—or…

The UK is rapidly embracing digital payments, with the use of cash declining year by year. As businesses and consumers move toward more efficient, tech-savvy solutions, the question arises: Will Britain soon become a fully cashless society? And what does this mean for businesses navigating the future? At Black and White Accounting, we are always…

If you’re thinking about taking control of your retirement savings, a Self-Invested Personal Pension (SIPP) might be the perfect solution for you. SIPPs provide a flexible and tax-efficient way to save for your retirement, especially for individuals, business owners, and the self-employed who want more control over their investments. In this blog, we’ll walk you…

In the dynamic landscape of business ownership, understanding the nuances of share structures can give you a competitive edge. One such structure that’s gaining popularity is alphabet shares. At Black and White Accounting, we aim to demystify complex financial concepts so you can make informed decisions for your business. Let’s explore what alphabet shares are,…

At Black & White Accounting, innovation is at the heart of what we do. We know that research and development (R&D) isn’t just for tech giants—it’s a powerful tool for businesses of all sizes to drive growth, innovate, and gain a competitive edge. Yet, navigating the complexities of R&D tax credits can feel daunting. That’s…