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I’ve Been Offered Shares in a Limited Company: What % Ownership Should I Ask For?
Being offered shares in a limited company is an exciting opportunity that can give you a stake in its success. But one big question remains: what percentage ownership should you ask for? Whether you’re negotiating as a potential investor, employee, or partner, understanding the different levels of ownership and the rights that come with them…
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Late Payments Are Hurting my SME – What Can I Do?
For small and medium-sized enterprises (SMEs), late payments can be more than just a financial headache—they can spell disaster. Cash flow is the lifeblood of any business, and when customers delay payments, the knock-on effects can be devastating: bills pile up, payroll becomes stressful, and growth opportunities are missed. That’s why we say “cash is…
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Tax-Efficient Investments: How to Make the Most of ISAs, EIS and More
Making smart investments is key to growing your wealth, but what if you could maximize your returns while paying less tax? The UK offers a range of tax-efficient investment schemes designed to encourage savings and investment, allowing you to keep more of your hard-earned money. From ISAs to the Enterprise Investment Scheme (EIS), understanding these…
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Welcome Adam: Our First Accounting Apprentice Joins the Team!
We’re absolutely thrilled to announce a major milestone for Black & White Accounting—Adam has joined us as our first Accounting Apprentice! His arrival marks a bold step in our journey as a fast-growing, dynamic accountancy firm committed to developing future leaders in business and finance. Meet Adam: A Rising Star in the World of Accounting…
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AI in Your Business: What to Watch Out For
In the race to embrace cutting-edge technology, AI is proving to be a game-changer for businesses across the UK. At Black and White Accounting, we’re passionate about helping our clients stay ahead of the curve and, as AI enters the scene in powerful ways, we’re here to ensure you’re prepared for both its potential and…
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How to Start a Business in the UK: A Guide for Aspiring Entrepreneurs
Starting your own business in the UK is an exciting and rewarding journey, but it can also be daunting. Whether you’re launching a tech startup, opening a small shop, or setting up an accountancy practice, understanding the key steps will make the process smoother. As a trusted UK-based accountancy firm, we specialise in helping startups…
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How Can AI Help My Business in 2025?
Artificial Intelligence (AI) is no longer a concept reserved for large corporations or tech giants. It’s now a powerful tool that can help businesses of all sizes operate more efficiently, make data-driven decisions, and improve customer service. If you’re an individual or business owner in the UK, you might wonder, how can AI help my…
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What is The Difference Between a Director And a Shareholder?
Being appointed as a director of a company is a significant role, carrying a host of responsibilities, but what if you’re a director without owning any shares in the company? Can you still influence decisions? What rights do you hold, and what are your legal responsibilities? And what is the difference between a director and…
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The Best Bookkeeping Software in the UK 2025
If you’re a business owner, freelancer, or self-employed individual in the UK you know the importance of finding the best bookkeeping software for your needs. The right bookkeeping software can make your financial management simpler, faster, and more efficient, giving you more time to focus on what you do best: running your business. With so…
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My Mature Business Has Stagnated: What Next?
You’ve worked hard to build a successful business, and after years of growth, everything’s suddenly… stuck. If your mature business has hit a plateau, you’re not alone. Many companies experience periods of stagnation, where growth stalls, innovation slows, and motivation dips. But don’t worry, stagnation doesn’t mean the end of the road—it’s an opportunity to…